Frequently Asked Questions

A home loan is a financial product that allows individuals to borrow money from a lender to purchase a home, with the property acting as collateral.

We assist clients in comparing loan options, preparing necessary documentation, and providing ongoing advice to secure the best possible terms.

A fixed interest rate remains the same for a set period, while a variable rate can fluctuate with market conditions, affecting your repayments.

We simplify the home loan process for first-time buyers, offering guidance on loan products, eligibility, and the approval process.

You should consider refinancing when interest rates drop, your financial situation changes, or you want to access home equity for other purposes.

Costs can include the deposit, interest payments, application fees, mortgage insurance, and other associated fees. We help you understand and plan for these costs.

Your borrowing capacity depends on various factors like income, existing debts, and credit history. We assist in determining how much you can comfortably afford to borrow.